David M. Perlmutter is a 1964 graduate of Columbia University Law School and also has a degree in accounting. He has extensive experience in all areas of commercial law and commercial litigation, enjoys negotiating, and represents businesses involved in decorator furniture, in factoring, and individuals involved in credit derivatives. He also represents numerous depositors in mutual savings banks and advises them on opening and maintaining accounts as well as subscribing when they convert to public ownership. Mr. Perlmutter is a member of the Planning Board in Sleepy Hollow, New York and the Industrial Development Authority of Mount Pleasant, New York. Before coming to Ganfer & Shore, LLP, Mr. Perlmutter ran David M. Perlmutter & Associates for over 16 years, after practicing for over 25 years with other law firms in New York.